Early retirement and welfare is the desire of all people. I believe 100% that you also want it because the "early retirement" and prosperous, you can make all your dreams, your hobbies that may have been delayed because of work to do when you are still actively working. So in early retirement, you can enjoy all still fit and in perfect condition, for example you want the streets around the world, it is certainly more convenient and enjoyable if you can do so at the age of the young and fit than when you're elderly and frail , isn't it?
But the fact that people who "early retirement" and prosperous wasn’t a lot? Only 1% are actually retiring early and prosperous, why could that be? In this article I will provide tips on designing the "early retirement" and prosperous so that you can join the community of 1% of this. Following these tips:
1. Specify clearly when you want to retire, date, month and year
2. Find out how much your living expenses in retirement will, for example by multiplying the current cost of living needs with average inflation each year.
3. Inventory of current assets, example: houses, cars, gold and jewelry as well as your investment portfolio. Calculate the average return on this asset respectively.
4. Inventory your debt, for example: mortgage loans, vehicle leasing, credit cards and other debt.
5. Find a profitable investment instruments and adjust your risk profile. Remember retirement occurs when money is taken and the result of your investment with the savings bank interest is very conservative. The results still exceed your needs in retirement.
6. Remember to insure your life, I believe your dream is not just for you to enjoy yourself, but of course you want to enjoy the "early retirement" with the one you love, and of course you also want to ensure that such person can through his life to prosper if to be separate with you forever.
7. Find health insurance that provides protection with an appropriate benefit bill and can be extended up to a long age, at least to provide protection until you are older than 70 years, because of course you do not want the results of your efforts that had been planned to enjoy in retirement in fact discharged drained by the cost of hospital bills.
So that's a few tips for you to "early retirement" and prosperous.
7. Find health insurance that provides protection with an appropriate benefit bill and can be extended up to a long age, at least to provide protection until you are older than 70 years, because of course you do not want the results of your efforts that had been planned to enjoy in retirement in fact discharged drained by the cost of hospital bills.
So that's a few tips for you to "early retirement" and prosperous.
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